Should You Buy a House or a Condo?
A big debate these days is whether or not to buy a house, or buy a condo. Most of this debate comes from a lack of understanding about condos, and what they are. Hopefully, the following information will prove to be helpful.When Buying a condo, are you a tenant?No. That simply isn't true. When you buy a condo, you are buying a part of the corporation, and are thus an equal owner.
It is true that you can be forced to move, if you are really disturbing the other owners, or causing problems. But this is true of residential homes as well. If your neighbors complain repeatedly about smell, health concerns, or criminal behavior, then you may be forced to move. The same holds true in condos and houses alike. The board can force you to pay thousands of dollars arbitrarily, and without notice.At first glance, this may appear to be true.
But keep in mind that the condo association is made up of owners who have the same goal as you? Having a comfortable place to live that is building equity. The members of the condo association do not make any money from their positions. They are owners like yourself, who are volunteering their time. There can, however, be "special levy's" brought about by unexpected maintenance in the building. The same holds true of a house as well; the expenses just come from a different place.
Ask anyone who owns a house how much it cost them for their last furnace. Or how much they spent repairing the water leak, and replacing the shingles. The advantage in a condo association is that you share these costs with the other owners, and are forced to save money in advance for these repairs, through the reserve fund.Condo fees cost too much each month!Again, not necessarily true. If you were to add up the amount of money that a family spends over 5 years on the maintenance of their house, you'll usually notice that it equals more than 5 years worth of condo fees. Also, many condo associations pay for their monthly expenses as a group.
Heat, water, insurance, and maintenance are examples of such expenses. By purchasing as a group, they can often get these services at a lower rate than a single home owner can. I could never live in such close quartersThat's probably true. Condos aren't for everyone. Every person has to make their own decision, based upon their own lifestyle; now and in the future.
If you have 3 large dogs, 3.5 children, and 4 cars? a condo probably isn't for you. But, if you're a single young executive who works 80 hours a week, or you're retired and travel most of the year, then perhaps a condo is the right choice for you. Only you can make that decision, as it is a lifestyle choice. Here are some factors to consider in your decision.
- How much time do you spend at home?
- Do you want to shovel walks and mow lawns?
- Are you used to having your neighbours far away from you?
- Is the condo association that you're considering favorable to your children's lifestyle?
- Do you want a low maintenance home, or do you like tinkering in the yard and garage?
- Who's going to be living there? What are the neighbors like?
It's just as easy to get "bad" neighbors when you buy a house as it is when you buy a condo. The best advice that can be given is to research your choices, and be objective when choosing a home. My favorite example of this is as follows: "A friend of mine asked me to help him find a home. He's a single young man who travels 75% of the time for his job and is rarely at home. When he is home, all he wants to do is sleep and watch TV.
He wanted to buy an acreage so that he could have privacy. After looking at the amount of continuous maintenance required for an acreage, he realized that acreage living wasn't for him. He's very happy in his apartment style condo."Make your own decisions, based upon what's best for you. If a condo is where you'll be happiest, then buy a condo. If a house is what's right for you, buy a house..
John Carle & Sharon Gregresh are Realtors with Royal LePage - ArTeam in St. Albert, AB. They pride themselves on providing more than just real estate sales and listings. Their clients benefit from a much larger spectrum or real estate services. Contact them any time at information@workingtogether.ca or through their website at www.workingtogether.ca. They can be reached by phone at (780) 458-5595Cry of the Polar Bear
Here roam I with my cubs in the Arcticfeasting on seals by ice packsaway from human predators.We are content in this harsh worldwith our double furs and blubber,invisible to spying cameras.But now our safety is no more;for we awake and our beloved ice is gone.Marooned on ice packs we famish and expire,because I cannot swim with my pups.And we marvel to behold late winter and early summeras we chance upon unforeseen bodies of water.I do not pity you, man, when the seas eat your land;for did you not turn on the heatthat now melts the ice?Nor do I bewail the walruses, the reindeer, and the caribou.Methink those neighbors of mine will tarry longer.But mourn for me, the perishing polar bear;or write me a book or script me a movie.For soon I will be gone foreverlike dodo the bird or the great dinosaur.And no homo sapient dare trace the remainsof "Ursus maritimus"?the king of the north!(EXCERPTED FROM "BEAUTIFUL," A POETRY COLLECTION BY ARTHUR ZULU, TO BE PUBLISHED SOON. IF YOU ENJOYED READING...
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The Rain has Stopped but Beware of the Toxic Black Mold
Newtown, CT (ContentDesk) The northeast has been hit hard this week from torrential downpours and all time record levels of rain. More than a foot of rain fell across Massachusetts, New Hampshire and Southern Maine between Friday and Tuesday with reports of up to 17 inches in some locations.Brian Burns, from Kennebunk, Maine, has a basement that is filled with over 3 feet of water. The water in my basement is actually moving, there is a current and the water is unstoppable, Burns reported. Unfortunately, this is not an isolated incident and many people will have flooded or wet basements in all areas of the country. Black mold can occur anywhere there is high humidity.In Comes The MoldMolds (sometimes referred to as black molds, even though mold can come in a variety of colors) can cause a wide array of adverse responses in humans depending on the type and quantity that is present.
However, these are not the lone factors when considering the health affects to mold exposure...
The Rain has Stopped but Beware of the Toxic Black Mold
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Colostrum Powder
Colostrum is the first milk secreted by a mammal after giving birth and is extremely important to the health of the child. In some cases it may be consumed in liquid, capsule, and powder forms.
Colostrum powder is usually made from bovine colostrum because that variety is the only one that is not species specific. Colostrum obtained from the initial milking undergoes stringent processes in manufacturing colostrum powder in order to avoid loss of nutritional benefits.
Colostrum powder is especially helpful to those who want to make use of the growth factors available in colostrum. Since the powder dissolves in water quickly, the growth factors are immediately available to the body.
Also, when colostrum is taken in powder form, growth factors are enhanced by contact with saliva and stomach acids. According to research, these growth factors increase cell re-growth and decrease the signs of ageing. They also increase stamina and strength. This is one of...
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AquaVibe Water, the Premium Bio-Energized Bottled Water for Super-Cellular-Hydration
Tampa, Fla (ContentDesk) May 27, 2006 -- The Science Behind AquaVibe Water: AquaVibe Water is a new micro-structured, alkaline, re-mineralized, energized via added electrolytes, pure bottled water. AquaVibe Water has the best ORP (oxygen reduction potential) readings of any water or sports drink on the market. AquaVibe is the only water with the ability to keep these readings and energy intact for shelf life.AquaVibe Water uses a patented vapor distillation and purification process to remove all chemicals, solids, bacteria and waste from the source water. AquaVibe is the only "structured water" company currently using patented distillation technology. Other companies use distillation for just a "plain distilled" water, but have nothing more added.AquaVibe
is then infused with the proprietary, exclusive rights usage of Original Himalayan Crystal Salt Minerals which contain 84 Bio-Available Trace Minerals less than an angstrom in size.
The bio-energetic values of these...
AquaVibe Water, the Premium Bio-Energized Bottled Water for Super-Cellular-Hydration
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PC Velocity Included with SurfSafe Internet Service's Software Bundle
Fort Lee, NJ (ContentDesk) August 24, 2005 -- SurfSafe, a consumer products company offering subscription e-mail and ISP services, also offers a suite of software that includes PC Velocity internet accelerator from Logical Innovations. The entire bundle, including anti-virus software, spyware protection, a pop-up blocker and PC Cleanser comes free with a standard monthly subscription to SurfSafe.PC Velocity is a revolutionary new software suite that includes three applications working together...
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Bed & Breakfast Hotels Near Margate Kent Uk
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Direct Marketing Industry Veteran, John J. Harrison, Joins Authtel Incorporated Board of Directors
Harrison is a founding Partner and Executive Director of The Keystone Equities Group, where he is focused on mergers and acquisitions and raising capital for Marketing Services companies. He is also a Managing Director of Covenant Partners, a hedge fund that invests in direct marketing services companies.
For 15 years, Harrison was President of DiMark. During his tenure, he led the...
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Free Compliance Check Up for SEP Plans
Small business owners are encouraged to periodically conduct a compliance check up of their retirement plans. To maintain their tax advantage status retirement plans must continue to pass certain qualifying requirements. Lamaute Capital, Inc., an investment brokerage firm in Virginia, has placed on its website www.InvestSafe.com/news.html resource access to help the small business owner determine whether his SEP retirement plan...
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Cheap Term Life Insurance is Available Everywhere
Cheap term life insurance is easier to get than most people think. Dealing with a life insurance company has been made much simpler thanks to the Internet. No more spending hours of precious time with insurance agents. You can get the best term life insurance rate online; you can do it even on your lunch break!Cheap term life insurance on the internet can be found by seeking out an independent insurance advisor for advice and price quotes or you can do it yourself. There are life insurance companies...
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